The Tegro crypto card: how to pay with crypto worldwide

The Tegro crypto card is a Visa Signature card linked directly to your non-custodial wallet. You top it up with cryptocurrency (GRAM or USDT) and spend in regular currency — dollars or euros — anywhere Visa is accepted. A bridge between the world of crypto and everyday payments, with no exchanges and no manual conversions.

How is a crypto card different from an ordinary one?

On the outside — barely at all. It's the same Visa with a number, expiry date and CVC, accepted by millions of shops and services around the world. The difference is on the inside. With an ordinary card, your balance sits with a payment institution in fiat currency. With the Tegro crypto card, the balance is your cryptocurrency in your wallet, and conversion into the required currency happens at the moment of payment.

The key distinction: you manage the funds yourself. The wallet stays non-custodial — the private keys live on your device, not on someone else's server.

How it works

The logic is as simple as it gets — three steps:

• Top up the card with crypto — transfer GRAM or USDT from your wallet to the card balance.
• We handle the conversion — the crypto is turned into the card's currency (USD or EUR) automatically.
• Pay like with any card — in shops, online services and apps, wherever Visa is accepted.

No need to manually sell coins, move them to an exchange, or hunt for a swap service. You hold your assets in crypto right up until the moment of payment — and spend exactly when you need to.

Apple Pay, Google Pay and payment protection

The Tegro crypto card can be added to Apple Pay and Google Pay — pay with a tap of your phone, no plastic in your pocket. For online purchases, 3D Secure is in place: every payment is confirmed with an extra step, protecting you from unauthorized charges.

• Contactless payments without plastic — your phone or watch instead of a physical card.
• 3D Secure — online payment confirmation and fraud protection.

Paying for international subscriptions without an international card

One of the most common scenarios. Many services accept only international cards, leaving users in some countries locked out. The Tegro crypto card solves this: you hold a fully-fledged Visa that can pay for almost anything.

• Subscriptions and services — streaming, music, AI tools: ChatGPT, Claude, Cursor.
• Marketplaces — Amazon, AliExpress and other international stores.
• Travel — hotels, flights, rentals and bookings abroad.
• The Apple ecosystem — App Store, iCloud and in-app purchases.

Three cards for different needs

To fit the card more precisely to how you spend, we're preparing three options:

Pick the one closest to your habits — or use a card matched to a specific currency to avoid losing money on unnecessary conversions.

What about verification (KYC)

Here it's important to be straight with you. The Tegro wallet itself works without verification — the keys are yours alone, no registration required. However, issuing a card will require KYC: confirming your identity. This is the standard, mandatory practice for payment cards everywhere in the world — it's how payment network rules work.

Put simply: wallet — no KYC; card — KYC required. That's not a Tegro limitation, but a condition without which issuing a real Visa is simply impossible.

The Tegro crypto card closes the gap between "I own crypto" and "I can actually spend it". The wallet gives you control over your assets; the card gives you the freedom to spend them. Together they turn cryptocurrency from an asset "for someday" into money you use every day.

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